Once your new eCommerce website is designed and built, it will need to be connected to a payment processing system to allow people to buy your products. There are a variety of companies offering payment systems, which can broadly be divided into off-site systems and on-site systems.
On-site Payment Processing Systems
If you want to keep customers on your website and take their card details then you will need to be compliant with the PCI-DSS rules. This can be expensive and time consuming as security on your website must be a lot stronger. While it allows for a smoother payment experience for the customer, most small businesses will want to avoid this extra cost!
Off-Site Payment Processing Systems
Payment gateways may charge a monthly fee plus a small transaction fee. A lot of eCommerce startups choose PayPal when they first launch their site, as they only pay fees when a sale is made. Payments are also handled on the PayPal website rather than your website. This means your liability for fraud and hacking is reduced, as all card details are taken by PayPal rather than your website.
PayPal is a good solution for new sites but the interface can be confusing for customers and the fees can be off-putting to the merchant when you start selling a decent amount of products. Stripe is a recent payment option that can be integrated to WooCommerce or OpenCart.
Other off-site payment systems are available for WooCommerce and OpenCart and include CardSave, Worldpay and Barclays ePDQ.
Adding Internet Payment Processing to Existing Facilities
There are lots of payment gateways available, and if you have a card processing system already then it may be possible to add on internet payments to your existing contract.
Drop us a line on 01636 812 551 if you have any questions about taking payments online and we’ll be glad to help.